Membership at Family First Credit Union

Our Vibrant History

Imagine a group of dedicated individuals coming together in 1939, amidst the aftermath of the Great Depression, to create a financial haven for Saginaw's municipal employees. That's when Saginaw Municipal Employees Credit Union was born, out of a desire to provide a "member-friendly" alternative to traditional banks. Starting humbly in the basement of City Hall, we quickly outgrew that space and found ourselves moving from one cozy house to another on Washington Avenue. Finally, in 1989, we settled into our current location on N. Michigan Avenue—a place we proudly call home.

In 2003, we embraced a new name, Family First Credit Union, which perfectly encapsulates our values and vision. This change also allowed us to extend our membership to the wider community, opening doors to more families seeking financial empowerment. As we expanded, we renovated our main office in August 2004 and joyfully inaugurated our first branch office on Midland Road in Freeland. Our growth continued with a charter expansion in October 2011, enabling us to serve members in Midland and Genesee County. In May 2013, we proudly unveiled our second branch on Tittabawassee Road in Saginaw.

Your Credit Union—Your Safe Haven

Think of us as your financial sanctuary, where your money works diligently and confidentially for you. As a member-owned and democratically controlled consumer financial cooperative, each and every member holds the keys to our credit union. You're not just a customer; you're an owner, a saver, and a potential borrower. Together, we embody the spirit of people-helping-people, fostering cooperation within our structures and across credit unions. By pooling our resources to purchase shares, we create opportunities for low-cost loans to fellow members. And as these loans are repaid, the interest received is reinvested in our community, in the form of dividends to our valued shareholders—you.