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Loan Products

New & Used Autos
Effective Date: Friday, March 1st, 2024
(includes cars, vans, trucks, and conversion van)
TermAPR as low as
New Auto - 2024 or prior model year with less than 10,000 miles
Up to 36 Months 6.75%
Up to 48 Months 6.75%
Up to 60 Months 6.75%
Up to 72 Months 7.25%
Up to 84 Months 7.99%
Used Auto 1-5 Model Year Old (2023-2019)
Up to 36 Months 6.99%
Up to 48 Months 6.99%
Up to 60 Months 6.99%
Up to 72 Months 7.99%
Used Auto 5+ Model Year & Older (2018 & older)
Up to 36 Months 7.15%
Up to 48 Months 7.15%
Up to 60 Months 7.95%

New & Used Motorcycle, Boat/Watercraft & RVs
TermAPR as low as
New Motorcycle, Boat/Watercraft & RV Loans
36-59 Months 7.75%
60-84 Months 8.15%
10 Year Fixed (Minimum $50,000) 8.99%
15 Year Fixed (minimum $65,000) 9.80%
Used Motorcycle, Boat/Watercraft & RV
36-59 Months 7.99%
60-84 Months 8.49%
10 Year Fixed ( minimum $50,000) 9.25%
15 Year Fixed (Minimum $65,000) 9.99%

New & Used ATVs
TermAPR as low as
New ATVs
Up to 60 Months 8.75%
84 Months (for new only) 9.00%
Used ATVs
Up to 60 Months 8.99%

Mortgages
DescriptionAPR as low as
5 Year Balloon - amortized 15/30 7.00%
7 Year Balloon - amortized 15/30 7.25%
9 Year Balloon - amortized 15/30 7.50%
12 Year Balloon - amortized 15/30 7.60%
10 Year Fixed 6.50%
15 Year Fixed 6.50%
20 Year Fixed 6.75%
25 Year Fixed 6.75%
REFINANCED MORTGAGES
5 Year Balloon amortized for 15/30 6.00%
7 Year Balloon amortized for 15/30 6.25%
9 Year Balloon amortized for 15/30 6.50%
12 Year Balloon amortized for 15/30 6.75%

Home Equity Loans
TermAPR as low as
5 Year Fixed 6.99%
10 Year Fixed 7.25%
15 Year Fixed 7.99%
20 Year Fixed 8.25%

Visa Credit Card
DescriptionAPR as low as
Visa Credit Card 8.90%

Personal Loans
DescriptionAPR as low as
Signature and Credit Builder Loans 9.99%
Share Secured Loans
(Base Rate 2.50% + Share/CD Rate) Max 60 mos.
3.00%

Other Loans
DescriptionAPR as low as
Emergency Loan 18.00% + Fees
Line of Credit-Checking Overdraft Protection 18.00%
APR=Annual Percentage Rate

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