Compare & Save!
Loan Products
| New & Used Autos | |
| Effective Date: Thursday, December 9th, 2021 | |
| (includes cars, vans, trucks, and conversion van) | |
| Term | APR as low as |
| New Auto - 2021 or prior model year with less than 10,000 miles | |
| Up to 36 Months | 2.49% |
| Up to 48 Months | 2.49% |
| Up to 60 Months | 2.49% |
| Up to 72 Months | 2.49% |
| Up to 84 Months | 3.49% |
| Used Auto 1-5 Model Year Old (2020-2016) | |
| Up to 36 Months | 2.49% |
| Up to 48 Months | 2.49% |
| Up to 60 Months | 2.49% |
| Up to 72 Months | 2.49% |
| Used Auto 5+ Model Year & Older (2015 & older) | |
| Up to 36 Months | 2.99% |
| Up to 48 Months | 2.99% |
| Up to 60 Months | 2.99% |
| Up to 72 Months | 2.99% |
| New & Used Motorcycle, Boat/Watercraft & RVs | |
| Term | APR as low as |
| New Motorcycle, Boat/Watercraft & RV Loans | |
| 36-59 Months | 3.75% |
| 60-84 Months | 4.00% |
| 10 Year Fixed | 4.75% |
| 15 Year Fixed (minimum $25,000) | 5.25% |
| Used Motorcycle, Boat/Watercraft & RV | |
| 36-59 Months | 4.00% |
| 60-84 Months | 4.25% |
| 10 Year Fixed | 5.00% |
| 15 Year Fixed (Minimum $25,000) | 5.75% |
| New & Used ATVs | |
| Term | APR as low as |
| New ATVs | |
| Up to 60 Months | 4.25% |
| 84 Months (for new only) | 5.00% |
| Used ATVs | |
| Up to 60 Months | 4.75% |
| Mortgages | |
| Description | APR as low as |
| 5 Year Balloon - amortized 15/30 | 2.75% |
| 7 Year Balloon - amortized 15/30 | 3.00% |
| 9 Year Balloon - amortized 15/30 | 3.25% |
| 12 Year Balloon - amortized 15/30 | 3.45% |
| 10 Year Fixed | 2.50% |
| 15 Year Fixed | 2.75% |
| 20 Year Fixed | 3.00% |
| 25 Year Fixed | 3.15% |
| REFINANCED MORTGAGES | |
| 5 Year Balloon amortized for 15/30 | 3.00% |
| 7 Year Balloon amortized for 15/30 | 3.25% |
| 9 Year Balloon amortized for 15/30 | 3.50% |
| 12 Year Balloon amortized for 15/30 | 3.70% |
| Home Equity Loans | |
| Term | APR as low as |
| 5 Year Fixed - max 80% LTV | 5.25% |
| 10 Year Fixed - max 80% LTV | 5.50% |
| Visa Credit Card | |
| Description | APR as low as |
| Visa Credit Card | 8.90% |
| Personal Loans | |
| Description | APR as low as |
| Signature and Credit Builder Loans | 8.49% |
| Share Secured Loans (Base Rate 2.50% + Share/CD Rate) Max 60 mos. |
2.50% |
| Holiday Loan (available 10/1 - 12/31/21) - 11 month repay | 7.25% |
| Quick Cash Loan (available 11/1 - 12/31/21) - (*Must be a member 3 mo. with 3 mo. of current Direct Deposit) 11 Mo. term, Min./Max Loan $1,000, $1,250 for 2nd year borrower, $25.00 application fee | 18.00% fixed |
| Other Loans | |
| Description | APR as low as |
| Emergency Loan | 18.00% + Fees |
| Line of Credit-Checking Overdraft Protection | 18.00% |
| APR=Annual Percentage Rate | |
