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Loan Products

New & Used Autos
Effective Date: Thursday, December 9th, 2021
(includes cars, vans, trucks, and conversion van)
TermAPR as low as
New Auto - 2021 or prior model year with less than 10,000 miles
Up to 36 Months 2.49%
Up to 48 Months 2.49%
Up to 60 Months 2.49%
Up to 72 Months 2.49%
Up to 84 Months 3.49%
Used Auto 1-5 Model Year Old (2020-2016)
Up to 36 Months 2.49%
Up to 48 Months 2.49%
Up to 60 Months 2.49%
Up to 72 Months 2.49%
Used Auto 5+ Model Year & Older (2015 & older)
Up to 36 Months 2.99%
Up to 48 Months 2.99%
Up to 60 Months 2.99%
Up to 72 Months 2.99%

New & Used Motorcycle, Boat/Watercraft & RVs
TermAPR as low as
New Motorcycle, Boat/Watercraft & RV Loans
36-59 Months 3.75%
60-84 Months 4.00%
10 Year Fixed 4.75%
15 Year Fixed (minimum $25,000) 5.25%
Used Motorcycle, Boat/Watercraft & RV
36-59 Months 4.00%
60-84 Months 4.25%
10 Year Fixed 5.00%
15 Year Fixed (Minimum $25,000) 5.75%

New & Used ATVs
TermAPR as low as
New ATVs
Up to 60 Months 4.25%
84 Months (for new only) 5.00%
Used ATVs
Up to 60 Months 4.75%

Mortgages
DescriptionAPR as low as
5 Year Balloon - amortized 15/30 2.75%
7 Year Balloon - amortized 15/30 3.00%
9 Year Balloon - amortized 15/30 3.25%
12 Year Balloon - amortized 15/30 3.45%
10 Year Fixed 2.50%
15 Year Fixed 2.75%
20 Year Fixed 3.00%
25 Year Fixed 3.15%
REFINANCED MORTGAGES
5 Year Balloon amortized for 15/30 3.00%
7 Year Balloon amortized for 15/30 3.25%
9 Year Balloon amortized for 15/30 3.50%
12 Year Balloon amortized for 15/30 3.70%

Home Equity Loans
TermAPR as low as
5 Year Fixed - max 80% LTV 5.25%
10 Year Fixed - max 80% LTV 5.50%

Visa Credit Card
DescriptionAPR as low as
Visa Credit Card 8.90%

Personal Loans
DescriptionAPR as low as
Signature and Credit Builder Loans 8.49%
Share Secured Loans
(Base Rate 2.50% + Share/CD Rate) Max 60 mos.
2.50%
Holiday Loan (available 10/1 - 12/31/21) - 11 month repay 7.25%
Quick Cash Loan (available 11/1 - 12/31/21) - (*Must be a member 3 mo. with 3 mo. of current Direct Deposit) 11 Mo. term, Min./Max Loan $1,000, $1,250 for 2nd year borrower, $25.00 application fee 18.00% fixed

Other Loans
DescriptionAPR as low as
Emergency Loan 18.00% + Fees
Line of Credit-Checking Overdraft Protection 18.00%
APR=Annual Percentage Rate

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