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Loan Products

New & Used Autos
Effective Date: Wednesday, November 30th, 2022
(includes cars, vans, trucks, and conversion van)
TermAPR as low as
New Auto - 2022 or prior model year with less than 10,000 miles
Up to 36 Months 3.99%
Up to 48 Months 3.99%
Up to 60 Months 3.99%
Up to 72 Months 4.25%
Up to 84 Months 4.99%
Used Auto 1-5 Model Year Old (2021-2017)
Up to 36 Months 3.99%
Up to 48 Months 3.99%
Up to 60 Months 3.99%
Up to 72 Months 4.99%
Used Auto 5+ Model Year & Older (2016 & older)
Up to 36 Months 4.15%
Up to 48 Months 4.15%
Up to 60 Months 4.99%

New & Used Motorcycle, Boat/Watercraft & RVs
TermAPR as low as
New Motorcycle, Boat/Watercraft & RV Loans
36-59 Months 3.94%
60-84 Months 4.44%
10 Year Fixed 5.94%
15 Year Fixed (minimum $50,000) 6.44%
Used Motorcycle, Boat/Watercraft & RV
36-59 Months 4.19%
60-84 Months 4.69%
10 Year Fixed 6.19%
15 Year Fixed (Minimum $50,000) 6.69%

New & Used ATVs
TermAPR as low as
New ATVs
Up to 60 Months 4.25%
84 Months (for new only) 5.00%
Used ATVs
Up to 60 Months 4.75%

Mortgages
DescriptionAPR as low as
5 Year Balloon - amortized 15/30 6.25%
7 Year Balloon - amortized 15/30 6.45%
9 Year Balloon - amortized 15/30 7.00%
12 Year Balloon - amortized 15/30 7.15%
10 Year Fixed 6.50%
15 Year Fixed 6.85%
20 Year Fixed 7.15%
25 Year Fixed 7.25%
REFINANCED MORTGAGES
5 Year Balloon amortized for 15/30 6.00%
7 Year Balloon amortized for 15/30 6.25%
9 Year Balloon amortized for 15/30 6.50%
12 Year Balloon amortized for 15/30 6.75%

Home Equity Loans
TermAPR as low as
5 Year Fixed 5.00%
10 Year Fixed 5.25%
15 Year Fixed 5.50%
20 Year Fixed 5.75%

Visa Credit Card
DescriptionAPR as low as
Visa Credit Card 8.90%

Personal Loans
DescriptionAPR as low as
Signature and Credit Builder Loans 8.49%
Share Secured Loans
(Base Rate 2.50% + Share/CD Rate) Max 60 mos.
2.50%

Other Loans
DescriptionAPR as low as
Emergency Loan 18.00% + Fees
Line of Credit-Checking Overdraft Protection 18.00%
APR=Annual Percentage Rate
Holiday Loan (11/1 - 12/31) 11 Months Repayment 7.25%
Quick Cash No Credit Check Loan (11/1 - 12/31) $1000 + $25 fee 18.00%

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