Savings Rates
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Savings Rates

Savings
Effective Date: Saturday, January 28th, 2023
DescriptionAPY
Youth Savings Account 1.00%
Adult Savings: $0 - $499.99 0.00%
Adult Savings: $500 - $10,000 0.05%
Adult Savings: $10,000.01 & Up 0.10%
Christmas Club 0.05%
Business Savings: $0 - $499.99 0.00%
Business Savings: $500 - $10,000 0.05%
Business Savings: $10,000.01 & Up 0.10%

Money Market Account w/ Active Checking Account & Direct Deposit
Tier BreakdownAPY
$0 - $999.99 0.10%
$1,000 - $24,999.99 0.25%
$25,000 - $49,999.99 0.35%
$50,000 - $99,999.99 0.45%
$100,000 & Up 0.55%

*Business Accounts are eligible for consumer Money Market Rates.

Money Market Account w/o Active Checking & Direct Deposit
Tier BreakdownAPY
$0 - $1,000.00 0.10%
$1,000.01 - $24,999.99 0.25%
$25,000 - $49,999.99 0.35%
$50,000 - $99,999.99 0.45%
$100,000 & Up 0.55%

*Business Accounts are eligible for consumer Money Market Rates.

Checking Rates
Tier BreakdownAPY
Basic Checking
$2500 or over 0.00%
Premium Checking
$0 - $2,499.99 0.00%
$2,500 - $9,999.99 0.00%
$10,000 - $24,999.99 0.05%
$25,000 - $49.999.99 0.05%
$50,000 & over 0.05%
Business Checking With Interest
$0 - $9,999.99 0.00%
$10,000 - $24,999.99 0.05%
$25,000 - $49,999.99 0.10%
$50,000 - $99,999.99 0.15%
$100,000 & over 0.15%

Certificates of Deposit
TermMinimum DepositAPY
CD SPECIAL
Save to Win CD
12 Months $25.00 2.00%
3 Months $500.00 0.50%
6 Months $500.00 1.00%
12 Months $1,000.00 2.00%
18 Months $1,000.00 1.41%
24 Months $1,000.00 1.51%
36 Months $1,000.00 1.66%
48 Months $1,000.00 1.86%
60 Months $1,000.00 2.02%
Youth CD - Min./Max. Deposit $100/$2,000 (Max. Age 23 ys.)
4 Months $100.00 2.00%
15 Month CD Special Minimum Deposit $1,000 $1,000.00 2.00%
9 Month CD Special Minimum Deposit $1000 $1,000.00 4.25%

IRA Passbook Account
Tier BreakdownAPY
$0 - $100.99 0.00%
$101.00 - $1,000.99 0.05%
$1001.00 - $24,999.99 0.15%
$25,000.00 - $49,999.99 0.20%
$50,000 & over 0.25%

Traditional/Roth IRA CDs
TermAPY
12 Months - Minimum Deposit $1,000 1.25%
24 Months - Minimum Deposit $1,000 1.30%
36 Months - Minimum Deposit $1,000 1.35%
48 Months - Minimum Deposit $1,000 1.40%
60 Months - Minimum Deposit $1,000 1.70%
APY=Annual Percentage Yield. Fees could reduce your earnings on savings products.

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