There's never been a better time for Family First Credit Union members to Invest in America. That's why we've teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.

All eligible current and new FFCU members in participating states have the unique opportunity to get a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal.

The deal gets even better when you finance your vehicle at Family First Credit Union. Thanks to our low interest rates, your savings will really add up. For more information, click one of the links below:

• GM
• Chrysler
• Ford (coming soon)

BudgetSmart is a new and exciting software program now available on our website. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively. You can use the program to:

• Establish a budget
• Track spending
• View tips for improving areas of overspending or inadequate saving
• Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget

Click on the BudgetSmart banner or here to download the program to your computer FREE of charge, and you're on your way to creating your own personalized budget!

Free Tax Prep Resources for Individual Tax Filers begins January 15. Click here on the Just file it! logo to access all state and federal income tax forms to receive important refunds and credits for low-and-moderate income wage earners. This service is FREE.