1011 N. Michigan Ave • Saginaw, MI 48602
(989) 759-1686 (Saginaw)
(989) 695-5144 (Freeland)
(800) 580-0330 (Toll Free)
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Saginaw Office

Open Today
Fri, May 16
8:30am - 6:00pm

Freeland Office

Open Today
Fri, May 16
9:00am - 6:00pm
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Loan Rates

Rates effective as of May 2, 2008 and are subject to change

Used Motorcycle, ATV Loans Rate Type
Used Motorcycle, ATV Loans - 36 monthsAs low as 5.25%APR
Used Motorcycle, ATV Loans - 48 monthsAs low as 5.25%APR
Used Motorcycle, ATV Loans -60 monthsAs low as 5.25%APR
New Boat & RV Loans Rate Type
New Boat & RV loans -3 year balloon amortized for 15 years $50M+As low as 5.75%APR
New Boat & RV Loans -5 year balloon amortized for 15 yrs $50M+As low as 5.75%APR
New Boat & RV Loans -3 year balloon amortized 10 years - $25M<$50MAs low as 5.75%APR
New Boat & RV Loans -5 year balloon amortized for 10 years-$25M<$50MAs low as 5.75%APR
New Boat & RV Loans -60 months Less than $25MAs low as 6.00%APR
New Boat & RV Loans -84 months Less than $25MAs low as 6.00%APR
Used Boat & RV loans Rate Type
Used Boat & RV Loans -3 year balloon amortized for 15 years $50M+As low as 5.75%APR
Used Boat & RV Loans -5 year balloon amortized for 15 years -$50M+As low as 5.75%APR
Used Boat & RV Loans -3 year balloon amortized 10 years - $25M<$50MAs low as 5.75%APR
Used Boat & RV Loans -5 year balloon amortized for 10 years-$25M<$50MAs low as 5.75%APR
Used Boat & RV Loans -60 months - Less than $ 25MAs low as 6.00%APR
Used Boats & RV Loans -84 months Less than $25MAs low as 6.00%APR
New Motorcycle & ATV Rate Type
New Motorcycle & ATV - 36 mosAs low as 5.25%APR
New Motorcycle & ATV 48 monthsAs low as 5.25%APR
New Motorcycle & ATV - 60 monthsAs low as 5.25%APR
New Motorcycle & ATV - 72 monthsAs low as 5.50%APR
Home Equity Loans (1) Rate Type
Home Equity Loan - 5 yr. fixed 80% of SEVAs low as 5.75%APR
Home Equity Loan - 10 yr. fixed 80% of SEVAs low as 6.00%APR
Home Improvement Rate Type
Home Improvement - Up to 60 Months - $5,000 loan max.As low as 7.90%APR
Share Secured Rate Type
Loans Secured by Shares4.00%APR
New Car Loans Rate Type
New Auto (2007,2008) 36 mos., No down paymentAs low as 4.75%APR
New Auto (2007,2008) 48 mos., No down paymentAs low as 4.75%APR
New Auto (2007,2008) 60 mos., No down paymentAs low as 4.75%APR
New Auto (2007,2008) 72 mos., No down paymentAs low as 5.00%APR
Used Car Loans Rate Type
Used Auto (2005,2006,2007) 36 mos., No down paymentAs low as 4.75%APR
Used Auto (2005,2006,2007) 48 mos., No down paymentAs low as 4.75%APR
Used Auto (2005,2006,2007) 60 mos., No down paymentAs low as 4.75%APR
Used Auto (2002,2003,2004) up to 48 mos., No down paymentAs low as 5.00%APR
Used Auto (2001 & Older) 36 mos., No down paymentAs low as 5.25%APR
Line of Credit Rate Type
Checking - Overdraft Protection18.00%APR
Special Rate Type
Emergency Loan (30 day repayment - rate plus fee)As low as 18.00%APR
Miscellaneous Rate Type
VISAContact us for rate info
Signature LoansAs low as 7.90%APR
Classic Cars Rate Type
Classic Car -12 Months, 10% downAs low as 5.25%APR
Classic Car - 24 Months, 10% downAs low as 6.25%APR
Classic Car - 36 months, 10% downAs low as 6.50%APR
Classic Car - 48 Months, 10% downAs low as 7.00%APR
Classic Car - 60 Months, 10% downAs low as 7.50%APR

(1) Some restrictions apply. Rates listed are our best rate, not all members will qualify for the best rate. Those borrowing 100% of equity must have their first mortgage with Family First Credit Union.

Please Note:

  • All rates are subject to change without notice.
  • Maximum loan limit is $100,000 (excluding mortgage loans).
  • APY = Annual Percentage Yield; APR = Annual Percentage Rate

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